High Stakes Financial Decisions – A Basic Guide The idea of tapping into your 401(k) can feel incredibly tempting—fast access to cash, no credit check, and interest that technically gets paid back to your own account. For anyone dealing with a down payment, medical bill, or high-interest debt, a 401(k) loan can look like the … Continue reading The 401(k) Loan Calculator—Is Borrowing From Your Future Worth the Risk?