How do I calculate ROI on a business loan?

Divide your net profit gain (total new profit minus total funding cost) by the cost of funding, then multiply by 100. For example, if funding costs $15,000 and generates $28,800 in new profit, your ROI is ($28,800 - $15,000) / $15,000 = 92%.

What is a good ROI for business funding?

Any positive ROI means the funding is generating more profit than it costs. An ROI above 50% is generally considered strong for business funding. However, even moderate positive ROI can make sense if the funding helps you capture time-sensitive opportunities.

How long does it take to break even on a business loan?

Break-even depends on your funding cost and how quickly the borrowed capital generates profit. Most businesses using MCA or short-term funding for revenue-generating activities break even within 3 to 8 months.

Business Funding ROI Calculator

Calculate whether business funding makes financial sense for your situation. Enter your numbers to see your projected return on investment.

Your Funding Details

Funding Amount ($)

Factor Rate (or Total Repayment Multiplier)

Repayment Period (months)

Expected Monthly Revenue Increase ($)

Profit Margin on New Revenue (%)

Your Results

Total Cost of Funding

$15,000

Total New Profit (12 months)

$28,800

Net ROI

92%

Break-Even Month

Month 7

Daily Repayment

$181

Get Your Free Quote

Related Resources

MCA Calculator
Compare Business Loans
Eligibility Quiz
MCA Complete Guide
All Resources

Business Funding ROI Calculator

Business Funding ROI Calculator

Your Funding Details

Your Results

Related Resources

Empowering Businesses, One Step at a Time

Quick Links

Contact Us