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Working capital is the lifeblood of any business. When cash flow gaps arise, a working capital loan from Lending Valley bridges the gap and keeps your business running smoothly.
A working capital loan funds daily operations rather than long-term investments. These are typically 3-24 month loans designed to manage cash flow fluctuations, seasonal expenses, or time-sensitive opportunities.
Merchant Cash Advance — Fastest option. $5K-$500K based on daily sales with flexible repayment.
Business Line of Credit — Revolving access to capital. Pay interest only on what you use.
Short-Term Loans — Lump sum with fixed repayment over 3-18 months.
Invoice Factoring — Convert outstanding invoices to immediate cash.
SBA Working Capital Loans — Best rates, longest terms. 30-90 days to fund.
Payroll, inventory, rent, marketing, seasonal hiring, managing receivable gaps, unexpected repairs, and bulk purchasing discounts.
