We’ve got you covered with a range of solutions, from Merchant Cash Advances (MCA) and small business loans to flexible lines of credit. Whatever stage your business is at, we’ll help you find the option that fits best.
Great question! Instead of fixed monthly payments like a bank loan, an MCA lets you pay back a percentage of your future sales. So when business is good, you pay a bit more, and when things slow down, you pay less. It’s all about keeping your cash flow comfortable.
Think of it as a safety net for your business. A line of credit gives you access to funds whenever you need them. Use a little, pay it back, then use it again — and you only pay interest on what you actually use.
A term loan is a one-time lump sum you pay back in installments. A line of credit is more flexible — like a business credit card with better rates and higher limits.
Yes, you can! We know credit scores don’t tell the whole story. We focus on your business’s revenue and potential, not just your past credit. Many business owners with less-than-perfect credit have gotten funded with us.
It’s pretty simple — usually just a few recent bank statements, your ID, and some basic business info. For bigger funding amounts, we might ask for financials or tax returns.